SME Risk Assessment
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About Us

The Profit |Optimizer / Credit Redi is a business tool that helps managers spot emerging business opportunities and assess potential business threats to protect and grow their business.

The Profit |Optimizer / Credit Redi
helps to assure profitability and growth by placing world class professional assessment and business measurement expertise at your fingertips.

The Profit |Optimizer
/ Credit Redi is a set of applications that identifies,initiates, prioritizes, monetizes, monitors and presents capital allocation strategies that guides you to make informed decisions on all business investments.

The Profit |Optimizer / Credit Redi
helps you communicate with bankers and investors;providing evidence that a thorough risk assessment and ROI analysis has been conducted on all potential options and capital expenditure plans. 

The Profit |Optimizer / Credit Redi
enables you to assess risk and controls, view centralized results across the organization and evaluate and validate your risk profile against industry best practices.

Workout Planning Program
Initial Survey for New CEO
Preparation for Capital Raise
Credit Extension / Default Mitigation
Board of Directors Presentation
Shareholder Communications
Management Team Building
Risk Management Program
Strategic Alliance / Merger Review
Capital Allocation / ROI Assessment

Users Include: Small midsize business owners, C Level SME managers, commercial loan specialists, bankers, credit unions, workout specialists, alternative finance providers, IT managers, HR consultants, sales managers, facilities managers, CPA’s, private equity firms, business coaches, due diligence professionals

Product Features
Z Score Credit Rating and Financial Health Assessment Report, Three Sets of Performance Dashboards, Self Assessment Scoring Methodology, Calculation of Risk Budget and Enterprise View of Aggregated Risk

Assessment Applications:

Product and Market Dynamics Assessment: Product Risk / Customer Risk / Supply Chain / Competition / Market Dynamics

Business Function Assessment: Operations / IT / HR / Facilities / Sales & Marketing / Management / Accounting,

Critical Success Factors Assessment / Risk Factor Assessment / Business Ratio / Business Plan Checklist / Macroeconomic Risk

Credit Rating Financial Health Assessment Report: Credit Score Calculation and full set of financial assessment reports to determine credit rating, balance sheet health and income statement stress factors.

ROI calculator, 40 Page PDF workbook.

System Requirements: Open Office or MS Office Excel

Digital Product:  Available on Google Play

PRICE: $15.00

Sum2, LLC
PO Box 665
Oakland, NJ 07436
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